seanthecon
Friday, June 15th, 2007, 4:45 AM
so im planning on going to school for radiography, its a 24 months course. $30,000. They are saying that i can only take out a maximum of $30k for the schooling through there loan program.
Now that still leaves me with 2 years of rent and food. Where can i come up with this $20,000 +++????? i obv plan on working, but i dont see my self going to school fulltime and working fulltime. I plan to work 20-30 hours a week someplace but that is still ****. Is it even possible for me to take out a student loan just for housing?
debt omg ahhhhhhhhhh
MisterB
Friday, June 15th, 2007, 6:18 AM
QUOTE (seanthecon @ Friday, June 15th, 2007, 8:45 AM)

so im planning on going to school for radiography, its a 24 months course. $30,000. They are saying that i can only take out a maximum of $30k for the schooling through there loan program.
Now that still leaves me with 2 years of rent and food. Where can i come up with this $20,000 +++????? i obv plan on working, but i dont see my self going to school fulltime and working fulltime. I plan to work 20-30 hours a week someplace but that is still ****. Is it even possible for me to take out a student loan just for housing?
debt omg ahhhhhhhhhh
TP/M20K??
What the **** is a radiograpy anyway?
ajs510
Friday, June 15th, 2007, 6:29 AM
No offense intended, but your school undoubtedly has a financial aid office that would be better equipped to answer your question than most people on a poker forum would. When I was in school I was able to borrow more than my tuition for living expenses, but I also wasn't spending anywhere near $15k per year for classes and books.
Try the US Department of Education website, they offer student loans. You may be able to apply for grants as wel, but I don't really know anything about that.
Student Financial Aid office, go!
hank213
Friday, June 15th, 2007, 7:50 AM
Schools typically have an amount that is calculated as "need," which includes tuition, books and estimated living expenses. Of course these amounts, except maybe tuition, are usually way low but there's nothing you can do about it. Then they look at how much you should be able to pay yourself based on savings accounts and income tax info. The difference is classified as "unmet need."
If you are under 25 your financial aid eligibility for unmet need will be based off parental income (tax return for previous year), usually with no way around it. If you're over 25 your aid package will be based off your income tax return for the previous year. Thus, the less you earn in the previous year, the larger the amount of grants, work study, and loans you will be eligible to receive. This can suck for the first year if you made a decent salary the previous year but it typically improves from your second year on as income tends to sharply decline while in school. Also, if you are eligible for work study some institutions will allow you to take that amount as an additional loan.
Your eligibilty for federal financial aid (grants, work study, subsidized loans) can also be impacted by the type of institution you are attending. Is it a community college, state university, or a corporate educational institution (Hamilton, Devry, ITT etc.)?
speedz99
Friday, June 15th, 2007, 8:00 PM
Loans are a hugh pain in the a
ss. Learn to deal with it, and start here...
http://www.fafsa.ed.gov/
chrozzo
Friday, June 15th, 2007, 8:43 PM
thanks for reminding me i owe 48k
starting in 3 months
kidpkrJR
Friday, June 15th, 2007, 10:59 PM
truuue, i can't wait til i finish school and can start payin off my loans... thanks for reminding me
jerk