when you say I'm playing above my head, what do you mean by that, My plan was never to play strictly NL, but I wouldn't buy in for more than $500 at this point anyway, it helps me keep to my limit, I was planning to do some $10/$20, maybe even $20/$40, is winning 20% of my bankroll not good enough, is that what you mean by above my head, what would be a good percentage?Thanks for the input.J.