As I was reading your post initially, I felt pretty bad for you, then I got tothe part where you cried about the call center guys and then I felt no sympathy for your racist ass. Why don't you stop blaming everyone else and look into what you may have done wrong -- maybe some collusion with your wife.....hmmm. Either way serves you right for having that much money in your account at one time. Boo hoo for you! LOL.