With all the money you have Daniel, you should go to Butch Harmon, Dave Peltz, Rick Smith, or someone like that and get some lessons. That will be a sure way to get below 100, and even further. Good on ya for practicing on the chipping/putting and driving range. Far too many golfers just go out and play, without practice, and wonder why they never get any better.I used to shoot around 100 as well, but now I'm in the 75-85 range on 130+ slope rated courses. Practice, makes better, since you can't get perfect @ golf.